Member offers

Ongar Business Solutions provides a Financial Advisory Service for SoR members

This covers:

  • Savings & Investments
  • Protecting your Family & Income
  • Tax Planning
  • Estate Planning
  • ISAs, Bonds & Unit Trusts
  • Planning Your Financial Future
  • Principles of Money Management
  • Investing Capital Sums
  • Long Term Care
  • Inheritance Tax
  • Making a Will

Telephone Hotline
01621 818256
Available 8:30am to 6:00pm - Monday to Friday

Email Hotline
sor@ongar.org.uk
This is supported 24 hours a day & 365 Days per year.

Online Hotline
http://www.ongar.org.uk/contact/sorcontactform.html
This is supported 24 hours a day & 365 Days per year

 

The Money Advice Service: The Health Check

Whatever the situation with your finances, it’s good to know where you stand and that you are making the most of what you have. The health check, a new online money planner from the Money Advice Service, is for everyone.

The Money Advice Service is independent and it’s here to help everyone understand and manage their money better.

It takes just ten minutes to answer some straightforward questions and the health check will give you a personalised action plan which identifies the top three things you can do to make the most of your money right now, and to plan for future goals.

Best of all - it’s free and it’s unbiased. The Money Advice Service won’t recommend a particular product or provider or try to sell you anything.

Click here to take the health check now.

 

SoR/CCCS Partnership

The SoR works in partnership with CCCS to provide debt advice and solutions for all SoR members.

With 30% of the working population struggling to repay their debts, and living costs continuing to rise, an increasing number of companies are offering debt solutions. The constant advertising of fee charging organisations makes it difficult for individuals already overwhelmed by the pressure of trying to meet their financial commitments to make the right choice about where to turn for best advice.

The SoR is working with CCCS because it can deliver the high quality services which the Society demands for its members. By partnering with CCCS, the SoR is providing a trusted service to ensure members are guided in the right direction and offered appropriate solutions when they need them most.

To find out more about CCCS and what it offers, visit CCCS Debt Remedy - a unique online service available 24 hours a day. 

If you are an individual struggling to repay your debts, use the CCCS Debt Remedy on-line assessment of your financial circumstances. 

Debt counselling, freephone 0800 138 1111 - available Monday to Friday 8:00am-8:00pm.

mortgageforce™

picture of Mortgageforce logoWhy spend hours looking for the right mortgage when a mortgageforce&™ consultant can do all the hard work for you?

The Society of Radiographers has teamed up with mortgageforce™ so that you can take advantage of a quick and convenient, award winning service: we will compare hundreds of deals from the whole of the market, to find the most competitive and appropriate mortgage product to suit your needs.

mortgageforce™ consultants have access to deals that aren't available on the high street, and will also manage the application for you, from helping with forms, right through to liaising with the solicitor until completion.

  • The ability to add the arrangement fees;
  • Free valuation and free legal work;
  • Flexibility: Overpaying, underpaying, borrowing back what you've put;
  • In or taking payment holidays;
  • Offsetting: where your savings can help reduce the term or monthly payments of your mortgage;
  • A droplock facility: where you have the right to drop out of your tracker rate and lock into a fixed rate at any time;
  • Cashback;
  • Lenders that consider bad credit history, and mortgages specifically designed to help you rebuild your credit rating.

For a free, no commitment, initial discussion about your options, or even just to run through the calculations of what you could save monthly with a new deal, just call us on 0800 083 1006 and mention that you are a member of The Society of Radiographers.

Mortgage Force Ltd is authorised and regulated by the Financial Services Authority http://www.fsa.gov.uk Reg No: 301046.

Tax Refund Service

Tax refund Co logoFor over eight years, the UK’s leading refund specialists, The Tax Refund Company, have provided our members with a FREE tax code review to help them find out if they have paid too much tax. 

Nearly 8000 members have now applied for this review, resulting in The Tax Refund Company recovering over £580,000 in tax refunds for our members. The average refund is £334 each

Very few members think they are due a tax refund before using this service. In most cases, members assume that being on PAYE, the tax they have paid will be correct. Unfortunately, this is often not the case.

If you have not used this service, you should seriously consider doing so, otherwise you could be missing out. If you fail to reclaim your overpaid tax within the six-year deadline, HM Revenue will keep it! 

To apply for your tax code review, or for more information, click here.

*subject to Terms & Conditions available here
The Tax Refund Company is a trading style of Personal Taxation Services Ltd, Grosvenor House, St. Thomas Place Stockport, SK1 3TZ

 

Tax Credit Service

Do you have children under 20 years old
OR do you work over 30 hours per week (16 hours if you're aged over 59)?

Thousands of members are missing out on money they are entitled to receive because they do not realise they can claim it, do not understand the tax credit system or are frightened to claim because they have been forced to pay money back in the past.

New research has shown as many as four out of five low-paid workers without children are missing out on tax credits worth some £2,000pa and one in four of those entitled to Child Tax Credit worth at least £1,875pa. has not claimed it! The latest reports suggest Britons will fail to claim over £8.5 billion of tax credits this year alone!

Tax credits are there to help boost your income and, in some cases, the amounts can be life changing!

The average pay-out for Child Tax Credit is over £3,500pa. Unfortunately, the tax credit system is also incredibly complicated, with changes this year making it even harder to know how much you should be getting.

Through our Partners at Tax Credit Solutions, sister company to The Tax Refund Company (with whom we have worked for many years) the SoR is able to offer a Tax Credit Service which will tell you if you should be receiving tax credits.

If you should, it gives you a choice - make the claim yourself, or pay a small fixed fee and take advantage of our fully managed service that will:

  • Complete all the paperwork for you (by hand, as required by the Tax Credit Office);
  • Calculate the exact amount you will receive;
  • Submit your claim to the Tax Credit Office and follow it up, if necessary;
  • Check the Tax Credit Office have paid you the right amount of money;
  • Remind you on a regular basis to inform Tax Credit Solutions of any changes in your circumstances (so you don't have to pay any money back);
  • Handle ALL on-going correspondence with the Tax Credit Office, so you never have to deal with them yourself;
  • Provide you with a tax credits helpline throughout the year.

Anyone over 16 who normally lives in the UK can apply for tax credits. The amount you get depends on your circumstances and household income, but if answered YES to either of the questions at the top of this page, you should use this service to find out instantly if you are entitled to some money.

Contact d​etails

Click here to go straight to the Tax Credit Service.

Answer a few simple questions and it will tell you if you should be receiving tax credits. If you are entitled to over £150pa, you will have the choice:- make a claim yourself, or for just £75, let the Tax Credit Service do everything for you and provide help and back-up throughout the year.

Guarantee - If you pay for the service and it eventually turns out you are due less than £150, you will be offered a full refund of your £75 fee.

This service is available to both SoR members and members of their family.

 

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