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4. Professional Indemnity Insurance

In 2014 the government introduced legislation that requires those professionals who hold statutory registration (except social workers) to hold professional indemnity insurance (PII). This became effective on 1st April 2015.

Full advice including Frequently Asked Questions is given by the HCPC at http://www.hpc-uk.org/registrants/indemnity/

The equivalent NMC advice can be found at http://www.nmc.org.uk/registration/staying-on-the-register/professional-indemnity-arrangement/

In most cases the requirement will be met by working in an employed environment but sonographers are advised to read the advice given via the links above. It is particularly important to establish your professional indemnity insurance situation if you are statutorily registered and self-employed or work partly on a self-employed and partly on an employed basis.

If you are not statutorily registered it is still strongly recommended that you ensure that you have professional indemnity insurance available to you as above.

Professional Indemnity Insurance can also be obtained via membership of professional bodies such as the SCoR or from commercial insurers. You should carefully check the terms and conditions of any indemnity insurance obtained.

It is important to note that there is no professional indemnity insurance provided by the action itself of registering with the HCPC or NMC, the requirement is to make a professional declaration at first registration application or renewal that you have it available to you. 

There is also no professional indemnity insurance provided by the action itself of registering with the Public Voluntary Register of Sonographers or of being listed on the voluntary register.

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